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Chapter 1: General Provisions

Article 1 [Purpose]
These Terms and Conditions specify the rights, duties and responsibilities of MANIKER F&G and its users with respect to the use of the digital contents (hereinafter referred to as "contents") and services provided by MANIKER F&G online.

Article 2 [Definition]
Terms used in these terms are as follows.
1. "MANIKER F&G" means the person who engages in economic activities related to the "contents" industry and provides contents and services.
2. "User" means a member or non-member who accesses the "MANIKER F&G" site and uses the "content" and other services provided by "MANIKER F&G" pursuant to these Terms and Conditions.
3. "Member" means a user who has entered into a contract with "MANIKER F&G" and has been given a "User" ID and is continuously provided with information on "MANIKER F&G" Refers to anyone who can continue to use the services provided by MANIKER F&G
4. "Non-member" means a person who is not a "member" but who uses services provided by "MANIKER F&G".
5. The term "content" shall mean any and all rights, obligations, liabilities, damages, losses, damages, etc., Material or information that has been produced or processed in electronic form to enhance its utility in preserving and using it.
6. "ID" means the combination of letters or numbers approved by "Membership" and approved by "MANIKER F&G" for the identification of "Members" and the use of the Service.
7. "PASSWORD" means a letter or combination of numbers designated by the "Member" for the purpose of securing the confidentiality of the "Member"

Article 3 [Provision of identification information]
"MANIKER F&G" publishes on the initial screen of the online service such as its name, the name of the representative, the address of the place of business (including the address where the consumer can handle the complaint), the telephone number, the transfer number, corporate registration number , online business registration number and person in charge of personal information management. However, terms and conditions can be viewed by the user through the connection screen.

Article 4 [Publication of the Terms, etc.]
① "MANIKER F&G" shall take technical measures to enable this "Membership" to print all of these Terms and Conditions and to confirm the contents of these Terms and Conditions during the course of the transaction.
(2) "MANIKER F&G" shall install a technical device so that "User" can inquire and respond to the contents of this Agreement with "MANIKER F&G".
③ "MANIKER F&G" reserves the right to make a separate connection screen or pop-up screen so that the user can easily understand important contents such as withdrawal of the subscription, refund conditions, etc., to obtain "user" confirmation.

Article 5 [Amendment of Terms, etc.]
① "MANIKER F&G" may amend these Terms and Conditions to the extent that it does not violate the relevant laws such as Online Digital Content Industry Development Act, Consumer Protection Act in Electronic Commerce etc.,
② When "MANIKER F&G" revises the Terms and Conditions, it shall specify the applicable date and reasons for revision, and shall notify the existing initial conditions of the service together with the current conditions for a considerable period after 7 days from the effective date. Send the revision terms to the e-mail address.
③ When "MANIKER F&G" revises the Terms and Conditions, it confirms whether the "User" agrees with the application of the revised Terms after notifying the revised Terms. If "User" does not agree to the application of the revised Terms, "MANIKER F&G" or "User" may terminate the content usage agreement. At this time, "MANIKER F&G" will compensate for damages caused by "user" due to termination of contract.

Article 6 [Interpretation of Terms]
The matters not specified in these Terms and the interpretation of these Terms and Conditions shall be governed by the Act on the Development of Online Digital Content Industry, the Act on Consumer Protection in Electronic Commerce etc., the Regulation on the Regulation of the Terms, the Guidelines for the Protection of Digital Content Users as Specified by the Minister of Information and Communication, Laws or practices.

Chapter 2 Membership

Article 7 [Subscription]
① Membership shall be concluded when "User" agrees to the contents of the agreement and applies for membership, and "MANIKER F&G" agrees to such application.
② The membership application form must state the following items. Items 1 to 3 are mandatory, and others are optional.
1. The name of the "Member" or personal identification number on the Internet
2. "ID" and "Password"
3. E-mail address
4. A kind of "content" to use
5. Other matters that "MANIKER F&G" deems necessary
③ "MANIKER F&G" shall, in principle, approve membership of the "User" above. However, "MANIKER F&G" may not accept the application for the following items.
1. If the applicant has previously lost his / her membership in accordance with this agreement
2. If it is not a real name or uses someone's name
3. You have entered false information or have not provided the information provided by Manicure MANIKER F&G
4. If the user is unable to approve due to reasons attributable to the user or violates other prescribed matters
④ "MANIKER F&G" reserves the right of consent when there is no room for service related facilities, technical or business problems.
⑤ If the applicant does not approve or reserves the application for membership pursuant to Paragraphs 3 and 4, "MANIKER F&G" shall notify the applicant thereof. "MANIKER F&G" unless the applicant can not be notified without reason for the exception.
⑥ The time for establishing the membership contract is when the approval of "MANIKER F&G" reaches "user".

Article 8 [Special Provisions on Membership of Minors]
① The "user" who is under 14 years of age must fully understand the purpose of collecting and using personal information and obtain the consent of the legal representative of the parent such as the applicant.
② MANIKER F&G cancels or denies the subscription to users who are under 14 years of age who have not undergone confirmation procedure of their legal representative.
③ The legal representative of the "user" under the age of 14 years may request the reading, correction, renewal of the personal information about the child or withdraw the consent to join the membership. In this case, "MANIKER F&G" You must take necessary action without delay.

Article 9 [Change of Member Information]
① "Member" can view and modify his / her personal information at any time through the personal information management screen.
② The "Member" must notify the change of "MANIKER F&G" by e-mail or other means if it is changed online when the items listed at the time of membership application are changed.
③ "MANIKER F&G" is not responsible for the disadvantages caused by not notifying the "MANIKER F&G" of the changes in Paragraph 2.

Article 10 [Obligation to Manage "ID" and "Password" of "Member"
① The responsibility for the management of the "ID" and "password" of "member" belongs to "member" and should not be used by a third party.
② The "Member" should immediately notify "MANIKER F&G" and follow the instructions of "MANIKER F&G" if it recognizes that "ID" and "Password" are used or used by a third party.
③ "MANIKER F&G" shall not be held responsible for the disadvantages caused by not following the instructions of "MANIKER F&G" even if the "member" does not notify or notify the "MANIKER F&G" .

Article 11 [Notice to Members]
① If "MANIKER F&G" notifies "Member", it can be done by e-mail address designated by "Member".
② "MANIKER F&G" may substitute for the notification in Paragraph 1 by posting on the bulletin board of "MANIKER F&G" for more than 7 days in case of notification to the whole "member". However, the "Member" shall give notice to Paragraph 1 for matters that have a material effect on his or her transaction.

Article 12 [Withdrawal of membership and loss of qualification]
① "Member" may request to withdraw from "Manicure MANIKER F&G" at any time, and "Manicure MANIKER F&G" shall immediately process withdrawal from membership.
② If "Member" falls under any of the following subparagraphs, "MANIKER F&G" may limit and suspend membership.
1. If you registered false information at the time of application
2. If you do not fulfill the obligation of the member in connection with the use of "MANIKER F&G" service and other services of "MANIKER F&G" on due date
3. If it interferes with the use of "MANIKER F&G" by another person or threatens the order of e-commerce such as stealing the information
4. If you use "MANIKER F&G" to prohibit the law or this agreement, or to act against the public good
③ If "MANIKER F&G" repeats the same activity twice or more after 30 days, or if the reason is not corrected within 30 days "Manicure MANIKER F&G" may lose membership.
④ If "MANIKER F&G" loses the membership, the membership registration will be canceled. In this case, you will be notified of the "Membership" and given at least 30 days prior to the termination of the membership registration.

Chapter 3 Content Use Agreement

Article 13 [Publication of "Contents", etc.]
① "MANIKER F&G" will display the following items on the initial screen of the use of the "content" or on the packaging thereof by the "user".
1. The name or title of the "Content"
2. Production and display date of "contents"
3. "Content" The name of the creator (name of the corporation if it is a corporation), address, telephone number
4. Contents of "Content", usage method, usage fee and other use conditions
② "MANIKER F&G" provides the "user" with information about the available equipment and the minimum technical specifications for use by "content" in the process of signing the contract.

Article 14 [Establishment of Use Contract]
① "User" applies for the use by the following or similar procedure provided by "MANIKER F&G". "MANIKER F&G" provides information so that the "user" understands precisely the details of each call before the contract is concluded and makes the transaction without mistake or error.
1. View and select the "Content" list
2. Enter your name, address, phone number (or mobile phone number), email address, etc.
3. Confirmation of the contents of the agreement and the action taken by "MANIKER F&G" regarding the "content" which can not be withdrawn from the subscription.
4. You agree to these terms and conditions (such as mouse clicks)
5. Confirmation of application for use of "Content" or consent to confirmation of "MANIKER F&G"
6. Choose your payment method
② "MANIKER F&G" may not accept or waive approval if the use of "user" falls under any of the following items:
1. If it is not blind or uses someone's name
2. You have entered false information or have not provided the information provided by "MANIKER F&G"
3. If a minor wants to use "content" that is prohibited by the Juvenile Protection Act
4. If there is no room for service-related facilities, technical or business problems
③ The consent of "MANIKER F&G" shall be deemed to have been established at the time when the consent of the "MANIKER F&G" reaches the "user" in the form of acknowledgment notification in Paragraph 1 of Article 16.
④ Declaration of acceptance of "MANIKER F&G" includes information on confirmation of application for use of "user", information on availability of service, correction and cancellation of application for use.

Article 15 [Special Provisions on the Contract for the Use of Minors]
"MANIKER F&G" means that if a minor user under the age of 20 wishes to use the paid service, the minus person or his / her legal representative will obtain the agreement of the legal representative of the parent We will take steps to notify you before cancellation that you can cancel.

Article 16 [Notification of receipt of confirmation • Change or cancellation of application for use]
② "MANIKER F&G" will notify the "user" if there is an application for use of "user".
② The "User" who has received the acknowledgment of receipt may request the change or cancellation of the application for use immediately after receiving the acknowledgment of receipt if there is any inconsistency of the intention to do so, and "MANIKER F&G" If there is a request, the request shall be processed without delay. However, if payment has already been made, it shall be subject to the provisions of Article 27 concerning withdrawal of subscription.

Article 17 [Duty of "Manicure MANIKER F&G"]
① "MANIKER F&G" shall faithfully perform the exercise of the rights set forth by the Act and this Agreement and the fulfillment of its obligations.
② "MANIKER F&G" shall have a security system to protect personal information (including credit information) so that "user" can safely use "contents" and publicize and observe the privacy policy.
③ "MANIKER F&G" will take measures to ensure that the "User" can check the content usage and payment details from time to time.
④ "MANIKER F&G" shall deal without delay when it considers that the opinions or complaints raised from the "User" in relation to the use of contents are justified. For comments or complaints submitted by users, we use the bulletin board or send the process and result through e-mail.
⑤ "MANIKER F&G" will compensate for damages incurred by "User" due to the breach of the obligations set forth in these Terms and Conditions.

Article 18 [Obligations of "User"]
① "User" should not do the following acts.
1. False statements when applying or changing
2. Information stealing of others
3. Change of information posted on "MANIKER F&G"
4. Send or post information (computer programs, etc.) prohibited by "MANIKER F&G"
5. Infringement of intellectual property rights such as "MANIKER F&G" and other third party's copyright
6. Acts that impair the honor of "MANIKER F&G" and other third parties or disrupt business
7. To disclose or post any information that is against the obscenity or violence of words, writings, images, sound, or other public or private information on the site of "MANIKER F&G"
8. Other illegal or unlawful acts
② "User" shall comply with the relevant laws and regulations, the provisions of these Terms and Conditions, the notice of use, and the notice notified in relation to the "Content" and the matters notified by "MANIKER F&G" You must not engage in any activity that interferes with your work.

Article 19 [Payment Methods]
Payment of the use of "Content" may be made by any of the following methods: However, "MANIKER F&G" does not collect any additional fee for the method of payment of "User".
1. Various account transfers such as phone banking, Internet banking, and e-banking
2. Prepaid card, debit card, credit card
3. Online deposit
4. Payment by electronic money
5. Payment by points paid by "MANIKER F&G" including mileage
6. Payment by gift certificate authorized by "MANIKER F&G" or "MANIKER F&G"
7. Payment by phone or mobile phone
8. Payment by other electronic payment methods, etc.

제20조 [콘텐츠서비스의 제공 및 중단]
① Content service is provided 24 hours a day, seven days a week.
② "MANIKER F&G" may temporarily suspend the provision of contents service if there is a maintenance, replacement or breakdown of information and communication facilities such as computer, disconnection of communication, or operational reason. In this case, "MANIKER F&G" will notify "User" in the manner set forth in Article 11 [Notification to "Member"]. However, if there is an unavoidable reason that "MANIKER F&G" can not notify in advance, it can notify after the fact.
③ "MANIKER F&G" shall compensate for damages incurred by "user" due to temporary interruption of the provision of the contents service for no apparent reason. However, this is not the case if "Manicure MANIKER F&G" proves that there is no intent or negligence.
④ "MANIKER F&G" can carry out periodic inspection if necessary to provide contents service, and periodical inspection time will follow the notification on service screen.
④ If the content service can not be provided due to the conversion of the business item, the abandonment of the business, or the integration between the companies, "MANIKER F&G" shall not be allowed to use the method specified in Article 11 [ User ", and compensates the" User "in accordance with the conditions originally set forth in" MANIKER F&G ". However, if "MANIKER F&G" does not notify the compensation standard, or if the compensation standard is not appropriate, "mileage" or reserve money of "users" will be paid to the "user" in cash or in kind.

Article 21 [Change of Content Service]
① "MANIKER F&G" can change the content service provided for operational and technological needs when there is a good reason.
② "MANIKER F&G" publishes the content of the content service, the reason for change, the contents of the content service to be changed, and the date of delivery for more than 7 days on the initial screen of the content .
③ In case the contents changed in the case of Clause 2 are serious or disadvantageous to "user", "MANIKER F&G" shall notify the "user" who is provided with the contents service by the method specified in Article 11 [ And receive consent. At this time, "MANIKER F&G" will provide the pre-change service for the "user" who refused the consent. However, if such a service can not be provided, the contract can be terminated.
⑤ "MANIKER F&G" will compensate the "user" for damages caused by modification of the service under Paragraph 1 and termination of the contract under Paragraph 3.

Article 22 [Provision of information and advertisement]
① "MANIKER F&G" may provide various information that "user" is considered necessary while using contents to "member" by way of notice or e-mail. However, "Membership" can be refused at any time via e-mail.
② When the information of Paragraph ① is tried to be transmitted by telephone and copying machine, it is transmitted with the prior consent of "Member".
③ "MANIKER F&G" can display advertisements on content screen, homepage, e-mail, etc. in relation to "content" service. "Members" who receive e-mails where the advertisement is displayed, etc., can refuse to "MANIKER F&G".

Article 23 [Deletion of post]
① "MANIKER F&G" deletes the deletion of the harmful materials of the youth who violated the Act on Promotion of Information Network Usage and Information Protection etc. on the bulletin board without delay. However, except for bulletin boards that are available only to "users" over the age of 19.
② Any person who is infringed by the law due to the information posted on the bulletin board operated by "MANIKER F&G" may request the "MANIKER F&G" to delete the information or to post the refusal information. In this case, "MANIKER F&G" takes necessary measures without delay and notifies the applicant immediately.

Article 24 [Ownership of copyright, etc.]
① Copyrights and other intellectual property rights for works created by "MANIKER F&G" belong to "MANIKER F&G".
② Among the services provided by "MANIKER F&G", the copyrights and other intellectual property rights of the work provided by the partnership contract belong to the provider.
③ "User" means information obtained by using the service provided by "MANIKER F&G" or "MANIKER F&G" or the information to which the intellectual property belongs to the provider by "MANIKER F&G" Transmit, publish, distribute, broadcast, or otherwise make any use for commercial purposes or for any third party.
④ "MANIKER F&G" will receive the permission of the "user" when using the work of "user" in accordance with the agreement.

Article 25 [Privacy Protection]
① "MANIKER F&G" may collect the minimum information necessary for the use of the contents of the "user" in addition to the items mentioned in the application form of Article 7 Clause 2. To this end, the "user" must notify the truthful contents about the inquiries made by "MANIKER F&G".
② When "MANIKER F&G" collects "personally identifiable information" that can be personally identifiable to "user", it will get the consent of the user.
③ "MANIKER F&G" can not use or provide information to third parties without the consent of the "user" without the consent of the "user" and the information provided by the "user" In case of violation, all liability is "MANIKER F&G". However, with the exception of the following cases.
1. Where necessary for statistical writing, academic research or market research, in the form of an identification of a specific individual
2. When necessary for the settlement of charges according to the provision of "contents"
3. In order to prevent identity theft
4. If there is an unavoidable reason required by the provisions of the agreement or the statute
④ If the "MANIKER F&G" is required to obtain the consent of the "user" pursuant to Paragraphs 2 and 3, the identity of the "personal information" manager (name, (2) of Article 22 of the Act on the Promotion of Information Network Usage and Information Protection, etc. concerning the Purpose and Purpose of Use, Information on Providing Information to Third Parties You must specify and notify.
⑤ "User" may at any time revoke the consent of Paragraph 3 at any time.
⑥ "User" may ask for review and correction of his / her "personal information" held by "MANIKER F&G" at any time, and "MANIKER F&G" I have an obligation. If the "User" requests correction of the error, "MANIKER F&G" will not use the "Personal Information" until correcting the error.
⑥ "MANIKER F&G" shall limit the number of administrators to protect the personal information, and shall prevent loss of the "personal information" of the user including credit card and bank account, loss, theft, Of the User.
⑦ Any person who receives "MANIKER F&G" or "Personal Information" from there may use "Personal Information" to the extent that "User" agrees, and if the purpose is accomplished, it will destroy the "Personal Information" without delay.
⑧ ⑨ "MANIKER F&G" strives to protect the "personal information" of "user" as stipulated by laws and regulations such as information communication network utilization promotion and information protection law. The protection and use of "personal information" will be governed by the related laws and the privacy policy of "MANIKER F&G".
Chapter 4 withdrawal of application of contract of contents use, termination of contract, termination and use restriction

Article 26 [Withdrawal of contract from "User" and termination of contract] Termination]
① "User" who has entered into a contract with "MANIKER F&G" for the use of "Content" may withdraw the subscription within 7 days from the date of receipt of the confirmation of receipt. However, if the "MANIKER F&G" takes one of the following actions, the right of withdrawal of the User may be restricted.
1. Include facts about "content" that can not be withdrawn from the subscription
2. Provided the product for the trial
3. Provided a method of temporary or partial use
② "User" may cancel or terminate the content usage agreement within three months from the date of receiving the "Content" or within 30 days from the date on which it is known or notified when there are reasons for the following items.
1. If the "Content" agreed to in the contract of use is not provided
2. The "content" provided is displayed • There are discrepancies or significant differences from the advertisement, etc.
3. Any other "Content" that is not possible to use normally due to defects
③ The cancellation of subscription of Clause 1 and the cancellation of contract of Clause 2 • The "Cancellation" becomes effective when "User" displays the intention to "MANIKER F&G" by telephone, e-mail or co-transfer.
④ "MANIKER F&G" will reply to "User" without delay after receiving the notice of withdrawal or cancellation of the subscription indicated by "User" in accordance with Paragraph 3.
⑤ The "User" may ask for a complete period of "Content" or healing of the use of the Service for a considerable period of time prior to the termination of the contract and the declaration of termination for the reasons mentioned in Paragraph 2.

Article 27 [Withdrawal of subscription from "User" and termination of contract]
① "MANIKER F&G" shall be the same as the settlement of accounts within three business days from the date on which the "user" indicates the intention to withdraw the subscription or the cancellation of the contract to the "user" You must refund it. If you can not refund it in the same way, you must notify it in advance. In this case, when "MANIKER F&G" delays the refund to the "user", the delayed interest calculated by multiplying the delayed interest rate determined and announced by the Fair Trade Commission for the delayed period shall be paid.
② When "MANIKER F&G" refunds pursuant to Paragraph 1 above, the "User" can deduct the amount equivalent to the profits obtained from the use of the Service and refund it.
③ In "MANIKER F&G", when the "user" pays for the goods as payment means such as credit card or electronic money, the person who provided the payment means without delay will be provided with the goods Request to suspend or cancel the charge for. However, this may not be the case when the amount deduction under Paragraph 2 is required.
④ If the "MANIKER F&G", "the person who paid the contents, etc." or "the person who concluded the content usage contract with the user" is not the same person, each person shall be obliged to withdraw the contract or terminate the contract, In connection with the implementation of ⑤ "MANIKER F&G" does not charge the "user" for penalty or damages for cancellation of the subscription. However, the termination of the contract of the "user" does not affect claims for damages.

Article 28 [ MANIKER F&G's contract cancellation, termination and use restriction]
① "MANIKER F&G" may terminate or terminate the contract without prior notice and limit the use of the service when the "user" has performed the act set out in Article 12, Paragraph 2.
② The cancellation and termination of Paragraph 1 will take effect when "MANIKER F&G" displays its intention to the "User" in accordance with the notification method set by the MANIKER F&G.
③ Dismantling of "Manicure MANIKER F&G" • Termination and Restriction of Usage "User" can appeal according to the procedure set by "Manicure MANIKER F&G". If "MANIKER F&G" acknowledges that the objection is justified at this time, "MANIKER F&G" resumes use of the service immediately.

Article 29 [Effect of Termination of Contract by MANIKER F&G]
The cancellation of the use contract in accordance with the cause of the "user" • The effect of termination shall be in accordance with Article 27.
However, "MANIKER F&G" refunds the "User" in the same manner as the settlement of accounts within seven (7) business days from the date of cancellation or cancellation of the contract.
Chapter 5 Fraud, damage compensation etc.

Article 30 [Fraud]
① "MANIKER F&G" must refund the whole amount of the fraud in the same way as the settlement of payment in case of fraud. However, we will notify you in advance if refunds are not possible in the same way.
② If a mistake occurs due to the responsibility of "MANIKER F&G", "MANIKER F&G" will refund the entire amount of the fraud regardless of the contract fee or commission. However, in the event that the user is responsible for the fault, the expenses incurred by "MANIKER F&G" to refund the fault shall be borne by the user within a reasonable range.
③ MANIKER F&G assumes responsibility for proving that the use charge is properly paid when refusing refund for the fault which "user" insists.
④ "MANIKER F&G" handles the refund procedure for fraud according to the Digital Content User Protection Guidelines.

Article 31 [Compensation for User Damage due to Content Defect]
"MANIKER F&G" handles the criteria, scope, methods and procedures of user damage compensation due to content defects according to Digital Content User Protection Guidelines.

Article 32 [Disclaimer]
① "MANIKER F&G" is exempted from responsibility for providing "content" if it can not provide "content" due to natural disasters or force majeure.
② "MANIKER F&G" shall not be responsible for the obstacle of the use of the contents due to the cause of the "user".
③ "MANIKER F&G" shall not be held responsible for the contents of the information, data, facts, credibility and accuracy of "members" in relation to "contents".
④ "MANIKER F&G" shall not be responsible for any disputes between "users" or between "users" and third parties through "content".

Article 33 [Settlement of Dispute]
"MANIKER F&G" shall take appropriate and prompt action in the event of a dispute, reflecting the legitimate opinions or complaints posed by the "User". However, if it is difficult to process quickly, "MANIKER F&G" will notify "User" of the reason and processing schedule.